About this website

Thank you for visiting this site. This website is owned and operated by Aon SingaporePte.Ltd.a company incorporated in Singapore (Company Registration Number: 198301525W) and having its registered office at 2 Shenton Way #26-01 SGX Centre 1, Singapore 068804 (‘Aon’, 'us', 'our' or 'we'). Each of Aon BenefitsCARE and Aon BenefitsPLUS is a division name of Aon Singapore Pte.Ltd.. By accessing or using this site you will be bound by the terms and conditions set out below (‘Terms & Conditions'). We may change these Terms & Conditions at any time without notice. Any amendment will be effective immediately. Your use of this website after any amendment constitutes an agreement by you to comply with and be bound by the amended Terms & Conditions. Accordingly, you should read theTerms and Conditions from time to time for changes.

These Terms & Conditions apply to your Related Parties. You warrant that you have authority to agree and enter into these Terms & Conditions on behalf of your Related Parties. “Related Parties” means all parties for whom or on whose behalf you give us instructions. “Aon Group” means the Aon group of entities worldwide, being Aon PLC, our ultimate parent company, and all its subsidiaries, related/associated companies, affiliates as well as joint ventures of such subsidiaries, related/associated companies and affiliates.

Version 10 September 2015.

General Information Warning: The information provided on this website is made available on an “as is” basis, without warranty of any kind (and do not constitute any form of legal, accounting, tax, regulatory or actuarial advice) and should not be used or relied upon as a substitute for professional advice specific to you. It is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use will be contrary to local law or regulation. The contents of this website do not have regard to the specific investment objectives, financial situation or the particular needs of any person. Where we provide (upon your request) you with more information concerning any product listed in this website, this in itself shall not be taken to be a representation or warranty by us that the product is suitable for you.

Aon and its affiliates, directors, associates, connected parties, employees and/or representatives may own or have an interest in the product.

To the extent that the product you are considering is an investment product (which includes collective investment schemes and life insurance products), you should be aware that all investments involve risks, including the possible loss of the principal amount invested. Where materials and illustrations are provided herein, these may consist of information as to past performances of markets, sectors and funds or of projections as to future performances of markets, sectors and funds. Past performance is not necessarily indicative of future performance, and projections as to future performance may be based on assumptions that may not hold true. Nothing in this website shall be construed as an offer or solicitation by us to buy, sell or subscribe for any product or the giving of advice on any product. Accordingly, no liability whatsoever will be accepted by us for any loss arising whether directly or indirectly as a result from you acting on information contained in this website. You are advised to read very carefully the applicable prospectus, product summary and other disclosure document associated with the product and carefully consider if the product is suitable for you.

Insurance products listed in this website are underwritten by the respective insurers identified in the insurance policy and not by us. This website is not a contract of insurance nor an offer or solicitation by us to enter into any contract of insurance.

Consider whether the product is suitable for you

Please seek advice from us or another professional adviser if you are uncertain as to whether the product you are considering is suitable for you. A professional adviser will be able to take into account your specific investment objectives, financial situation or particular needs (where relevant), before advising you on the suitability of the product. If you choose not to seek advice from a professional adviser, you must consider for yourself if the product is suitable for your specific risks and needs. Your decision to proceed to purchase the product constitutes your consent and confirmation that you have determined that the product is suitable for your specific risks and needs and that we will not be required to seek alternative quotations or identify alternative products for your consideration. Under Singapore legal requirements, for certain types of products that are classified as specified investment products, the professional adviser may be required to follow a procedure to assess your investment knowledge before recommending or selling those products to you.

About promotions

Any promotions on this site are non-transferrable, non-refundable and cannot be resold, exchanged for cash, cannot be used in combination with other promotions, or exchanged for credit or benefit in kind. For details of the terms and conditions applicable to each promotion, please refer to the promotion terms and conditions and associated policy or financial product documentation, terms, conditions and exclusions. Where Aon is not the source supplier of the promotions, any disputes arising from the use or enjoyment of any of the promotions shall be resolved between you and the relevant source supplier. Promotion redemption is subject to the operating terms and conditions of the relevant source suppliers, for which Aon accepts no responsibility or liability whatsoever. The terms and conditions of promotions are subject to change without prior notice and any changes will be made publically available on this webpage or on the relevant insurer’s website as applicable.

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